If you are looking for a turnkey, fully furnished, ground floor condo residence located in a friendly and well established community, then Spinnaker Point is just what you have been seeking. A wonderful community nestled in beautiful Punta Gorda Isles, surrounded by a network of City maintained canals and concrete seawalls leading to Charlotte Harbor and the Gulf of Mexico, where you can enjoy our beautiful weather, sailing, and fishing. Docks are available for boats up to 30 feet on a first come, first served basis for either your power boat or sailboat. Beautiful canal views from this first floor condo that can be your winter retreat or an investment rental unit. The Kitchen is tiled and has granite counter tops and stainless appliances. The kitchen also has decorative back lit crown molding and there is a bistro table that is the perfect spot for enjoying your morning coffee. The recently carpeted dining room and great room combo, overlooks the canal and has access to the lanai through sliding glass doors. The screened in lanai also has a built in closet for storing your bicycles, fishing poles, coolers, beach chairs, etc. Simply walk out your back door and enjoy a brisk walk around the wrap around dock that encompasses the entire complex. The Primary Bedroom Suite has been remodeled with double quartz top sinks, tiled and glass door shower, and has an ample walk in closet. The guest bedroom is equipped with a Murphy bed and the guest bath has a tub and shower combo. A washer and dryer is conveniently located inside the unit. Spinnaker Point has 70 units with low monthly maintenance fees, New Roof, and nearly 1, 500 feet of seawall, providing ample space and slips for resident boaters. In addition, a newly updated heated in-ground pool with pool house provides a relaxing area for swimming, and sun bathing. There is also a Tennis Court which can also be used as a Pickle Ball court, and Basketball net. St Andrews, a private golf course is located just across the street, and public courses are just a few minutes drive. Spinnaker Point is located within minutes to famous Fisherman’s Village, Historic downtown Punta Gorda with numerous restaurants, shopping and activities, and major highways and airports. What are you waiting for? Let's do this! Come out and see this great unit!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,881 | $1,856 | $2,355 |
Total Monthly Payment | $2,268 | $2,243 | $2,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.