What a rare opportunity to be able to own a home that is on the historical registry that is referred to as DR STONE'S CHARMING GARDENERS COTTAGE, part of the Stone Estate, circa 1850! House was moved here in 1919 according to town records & has been lovingly cared for by the current owner for many decades. The quality abounds as you step on in & feel instantly welcomed entering the open LR w/a picture window to bring in natural lighting, a wall of custom built in bookcases & a classic hearth fireplace w/mantle! Cozy eat in kitchen w/plenty of cabinets, upgraded counters & SS appliances & exterior access. Enjoy the DR off the kitchen, or use it for an office space or den - whatever your needs may be! 1st floor primary bdrm w/a half bath directly off it for private use, plus a full bath on 1st floor makes this truly one floor living if needed! HDWD thru out main house, including gorgeous stairs leading up your 2nd bdrm. Private back yard & one car gar!Location, location, location!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Archway | Second |
Dining Room | Flooring - Hardwood, Archway | First |
Kitchen | Dining Area, Exterior Access, Archway | First |
Living Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Archway | First |
Master Bedroom | Bathroom - Half, Closet, Flooring - Hardwood, Archway | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,430 | $2,395 | $3,160 |
Total Monthly Payment | $3,009 | $2,974 | $3,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.