Charming New England Cape Cod-style home in the North End of Stratford, nestled in a picturesque, tree-lined neighborhood with sidewalks. This dry, level lot is fully fenced in the rear, offering ample space for outdoor entertaining and gatherings. Step inside to find a bright and airy living room, featuring a large picture window that floods the space with natural light. This room flows seamlessly into the dining room area conveniently located near the kitchen. On the main level, you'll also find a full bath and a bedroom currently used as a playroom. Two additional bedrooms are situated on the upper level, which include generous crawl space storage. The lower level has a laundry area with storage and exterior access. The detached garage provides space for two vehicles and additional storage options. Recent updates include a new roof and furnace, both installed in 2020. The home also boasts hardwood floors. Enjoy the benefits of a great commuter location and beach rights as a property owner, with numerous amenities just a short distance away! Seller started the process of installing Central AC but never completed it. Some portions of it are done.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Full Bath | Full Bath,Tub w/Shower,Laminate Floor | Main |
Kitchen | Ceiling Fan | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,833 |
Total Monthly Payment | $2,761 | $2,759 | $3,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.