Welcome to this hidden gem, 3-bedroom, 2-bathroom home nestled in the vibrant Belmont community of Ruskin. Boasting undeniable curb appeal, this home welcomes you with a grand entrance into a spacious great room adorned with soaring vaulted ceilings and rich wood-tone laminate flooring that flows seamlessly throughout. Step inside and experience a warm, inviting atmosphere that is perfect for both relaxation and entertaining. The heart of the home, a spacious kitchen, is a chef's dream come true. Featuring elegant cabinets with crown molding, sparkling recessed lighting, a generous breakfast bar, stainless steel appliances, and a pantry closet, it’s designed to make cooking a pleasure. The sunny dining area offers a lovely view of the great room, fostering a perfect setting for family gatherings. Retreat to the primary
bedroom, an expansive sanctuary complete with a cozy sitting/office area and a luxurious en suite bath. The bath is a true indulgence with dual sinks, a separate shower, and a deep garden tub ideal for unwinding after a long day. The two additional bedrooms are bright and offer plenty of space for family or guests. Outside, a spacious patio awaits, ideal for hosting lively gatherings or enjoying peaceful moments. The oversized, meticulously maintained backyard is fully fenced and ready to accommodate any outdoor activities or garden projects you envision. Belmont's resort-style amenities enhance your lifestyle with access to a refreshing pool, a playground, basketball and tennis courts, as well as scenic fishing spots and walking trails winding through picturesque ponds. Conveniently situated near excellent schools, shopping, dining, and entertainment options, with easy access to Downtown Tampa via I-75 or the Crosstown Expressway, this home offers both comfort and convenience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $463 | $463 | $463 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $1,941 | $2,462 |
Total Monthly Payment | $2,505 | $2,479 | $3,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.