One or more photo(s) has been virtually staged. Move right into this lovely 1 bed/1 bath plus Den/Bonus room in this townhome-style condominium residence with a private 1-car garage in Island Place on beautiful Harbour Island, a 24-hr gated/guarded community in the Heart of the City. This top floor corner residence has been nicely updated with no upstairs neighbors. As you arrive, you are greeted with soaring 10+ ceilings and stairs that lead you to the open concept living room with access to a covered balcony to enjoy fresh air with amazing waterfront views of the Sparkman Channel. You get a great front row seat watching cruise ships sweep by and dolphin play, almost like a moving picture. The open concept floorplan between the living room, dining area and kitchen allows you to be a part of the conversations while entertaining. In addition to a spacious primary bedroom, the BONUS/Den is great for an at home office space, nursery or workout area. This condo is located right in the heart of where you want to be – with easy and convenient access by foot (or car) to Tampa’s Riverwalk, Water Street Tampa, Amalie Arena, Sparkman Wharf, Bayshore Blvd. and for commuters I-275 the LeeRoy Selmon Expressway just minutes from the Island – and 15 min. to the nation’s top rated Tampa International Airport. Owners can enjoy resort style amenities all year with a beautiful pool and spa; tennis courts; playground and wonderful peace of mind with 24-hr. controlled access security. So, What Are you Waiting For – hurry and call this home before it’s too late!
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Our Executive Mortgage Banker:
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $646 | $646 | $646 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,668 | $2,632 | $3,340 |
Total Monthly Payment | $3,389 | $3,353 | $4,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.