At no fault to the sellers, this move-in ready home is back on the market with a price improvement! This gem offers 3 Bedroom, 2 Baths, an updated kitchen featuring brand-new quartz countertops, a stylish farm sink, and stainless steel appliances, including a microwave that stays with the house. The kitchen's contemporary design is complemented by LED lighting for energy efficiency. Enjoy the warmth of a Vermont Castings fireplace, a Martin propane heater on the second floor, alongside an energy-efficient Renai heater and a hybrid electric water tank. Heat with oil or propane. The home’s insulation and new architectural shingles (installed 2 years ago) ensure year-round comfort. First floor includes a laundry room off the kitchen, a 3/4 bath, and a small office. The property sits on a level 50 x 100 city lot with a paved driveway leading to a new car garage. The backyard is a gardener’s dream, featuring a tiered annual flower garden. A 12 x 14 shed provides additional storage space. The garage is prewired for 220 volt car charger. Located right on the ATV trail, you can enjoy outdoor adventures from your driveway. The home is wrapped in low-maintenance vinyl siding, with replacement windows offering modern efficiency.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,228 | $1,556 |
Total Monthly Payment | $1,568 | $1,598 | $1,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.