No Flooding. . Welcome to your dream home! Nestled in the serene Arbor Oaks neighborhood in West Bradenton, this stunning single-family brick home offers three bedrooms and two bathrooms, all in a maintenance-free package. With a brand-new roof installed in April 2024 and a plethora of exciting upgrades - New Flooring, NEW Appliances, NEW Kitchen Cabinets, NEW Master Shower, NEW Guest tub and walls, NEW Painting, this home is a true gem waiting for its new owners! Step inside to discover a complete transformation, featuring luxurious vinyl plank flooring and fresh paint throughout! The living area has an open layout, with split bedrooms, providing both functionality and charm. Just ahead you will find the massive Florida room which has a beautiful view of the backyard and is flooded with natural light creating a warm and inviting atmosphere, perfect for relaxing or entertaining guests! Leading into the fully updated kitchen you will find new modern cabinets, sleek stainless steel appliances, and pristine granite countertops, the prime space to create your next meal in! It also includes a breakfast nook where you can drink your morning coffee as you gaze out into the garden. Tucked away from it all is the primary bedroom which has a grand walk-in closet and a bathroom with a large tiled walk-in shower where you can retreat to after long days. Both guest bedrooms are incredibly spacious and the second bathroom boasts an upgraded shower/new tub combo, adding a touch of elegance to the space. Outside you will find a partially fenced yard that offers privacy and serene outdoor enjoyment. Plus, with the HOA fee covering ground maintenance, irrigation, cable and internet access and access to the heated community pool which is actually across the street - better than your own! You can enjoy a hassle-free lifestyle! Centrally located, just a short drive to beautiful Gulf beaches, G T Bray Recreation area, shopping, dining, and downtown Bradenton, this home truly embodies the best of Florida living. Don't miss out on the opportunity to make this your forever home! According to a mortgage broker this property qualifies for 100% financing!! FREE 1 year buy down thru preferred lender for qualified buyer
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,258 |
Total Monthly Payment | $2,782 | $2,780 | $3,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.