Price Reduced! Enjoy Coastal Living at its finest in this 2 bedroom/2 bathroom waterfront condo, located in the desirable community of Palma Del Mar. As soon as you step in the door you will feel the warmth and comfort this condo offers. The kitchen with new stainless steel appliances and rich looking wood cabinets offers beautiful bay views from the kitchen window. Steps from the kitchen is the large balcony to enjoy dinner alfresco or simply relax and enjoy views of the bay along with the many trees and landscaped grounds. The open floor plan with generous sized living and dining areas makes entertaining a pleasure. The large master bedroom has an updated ensuite with vanity, fixtures and lighting along with a generous sized walk-in closet. The split plan also features a large guest bedroom with direct views of the bay that is adjacent to the updated secondary bathroom with tub. This corner unit with an abundance of natural light comes fully furnished including kitchenware to make this move-in ready. Put your mind at ease knowing this unit comes with hurricane windows and 2021 HVAC system. Other features include newly installed luxury vinyl flooring throughout, freshly painted along with assigned under building parking spot #29. Enjoy the resort size pool and deck with spa that overlooks the bay towards the Sunshine Skyway, fish from the pier, or walk along the paths with benches to enjoy the parklike grounds. Great as an investment for immediate rental income, or even better to make this your permanent home or vacation get-away in paradise. Take advantage of a golf, tennis, yacht or social membership offered at Isla Del Sol Yacht & Country Club. All of this, and within minutes of the award-winning beaches of Fort Desoto State Park, and top ranked St Pete Beach. Or with easy access to I275, you're only 15 minutes to the vibrant activity of the nightlife, restaurants and shopping in downtown St Petersburg
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,475 | $2,472 | $3,137 |
Total Monthly Payment | $3,041 | $3,038 | $3,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.