Move In Ready!! The Birch floor plan provides 1, 883 square feet, separated into 2 stories. The design showcases architectural details of a traditional home, with clean lines and window symmetry. The post that defines the front porch has Craftsman inspiration with the wide stone pier at the base. The first floor presents the open concept that creates an inviting, connected space for the kitchen, dining area, and living room. A powder room blends the extra convenience you’d expect in a 2-story home. The Birch’s 3 bedrooms—including the master suite—are located upstairs for the privacy many homeowners want. The laundry room is also placed here, in the center of the second floor, where anyone can contribute to the chore. The loft adds more living space. Assign it as a homework area and library, a playroom, hobby space, or just a quiet getaway from the activity downstairs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$232,290
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $185,832 | $185,832 | $185,832 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,205 | $1,190 | $1,543 |
Total Monthly Payment | $1,280 | $1,265 | $1,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.