Experience the ultimate boating lifestyle in this exquisite 4-bedroom, 3-bathroom pool home nestled in the coveted Direct Access section of Hernando Beach. Boasting 60 feet of prime waterfront on a saltwater canal with direct Gulf of Mexico access and no fixed bridges, this residence is a paradise for marine enthusiasts.
Imagine waking up to dolphins and manatees gliding by as you sip your morning coffee on the screened pool enclosure, extending seamlessly from the second-story roof line to ensure uninterrupted views of the canal and pool. This home is a masterpiece of coastal living, featuring an open floor plan adorned with luxury upgrades such as a granite kitchen island, shiplap accent walls, and elegant wood flooring throughout. Cathedral ceilings accentuate the spaciousness, while stainless steel appliances and ample solid wood cabinets elevate the kitchen experience.
For the discerning buyer, the downstairs bedroom with an en suite bathroom offers flexibility and convenience. Concrete stairs lead gracefully from the second-story porch to the pool deck, integrating indoor and outdoor spaces flawlessly. Smart lighting features enhance both functionality and ambiance, while the assurance of an assumable flood insurance policy adds peace of mind.
Located in an area free from HOA restrictions, this property allows for the storage of boats, trailers, and more, providing unmatched freedom to enjoy your coastal lifestyle to the fullest. With 2016 roof and 2022 AC, this home is not just beautiful but also meticulously maintained.
Beyond the property, Hernando Beach beckons with its serene charm and vibrant boating community. Discover a locale where recreational fishing thrives amidst coastal tiki bars, marinas, and seafood markets. The nearby Weeki Wachee spring and river offer refreshing aquatic adventures just minutes away, perfect for kayaking or paddleboarding in crystal-clear waters.
Despite its tranquil ambiance, Hernando Beach remains conveniently close to major amenities and urban centers, ensuring effortless access to essentials and entertainment. Whether you're drawn to the tranquility of coastal living or the allure of Gulf Coast adventures, this home presents a rare opportunity to embrace the best of both worlds.
Seize the chance to make Hernando Beach your personal haven, where each day unfolds against a backdrop of Gulf tides and breathtaking sunsets. Live the Gulf Coast dream in a home where luxury meets unparalleled boating convenience, and where every moment promises the serenity of coastal living at its finest.
Update: The home experienced flooding on the lower level by Hurricane Helene. The owner working on rehabbing the property.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $831 | $831 | $831 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,354 | $4,354 | $5,970 |
Total Monthly Payment | $5,277 | $5,277 | $6,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.