*PRICE REDUCTION *
This elevated 4-bedroom, 2. 5-bath home, set on a spacious . 44-acre lot, offers a delightful river view without being directly on the water. "DREAMING OF LIVING BY WATER WITHOUT THE ADDED RISKS AND EXPENSES OF WATERFRONT PROPERTY?" This home offers a perfect balance!
Built with its location in mind, it has never flooded due to its elevated design. This unique property can be enjoyed for various reasons and features no HOA, allowing you to park your boat alongside the house and fully embrace the Florida lifestyle.
The property has been well taken care of by a motivated seller who wants it to go to a great person or family. It includes a carport designed to accommodate two cars, with an attached screened-in workshop. You’ll also find hurricane-resistant double doors, a brand-new roof, and a fully paid-for Enphase solar panel system, keeping energy costs low.
Situated just a two-minute drive from the Public Manatee Boat Launch off 64, you can easily bring your boat home and park it alongside the house. The front room, currently used as a bright and inspiring art studio, is perfect for transformation into a cozy family room. Additionally, the washer, dryer, and other main appliances are all within six years old.
The home features a fenced-in yard and is ideally located near great schools and just a short drive to the pristine beaches of Siesta Key and Anna Maria Island, making it a perfect spot for families or anyone who loves the Florida lifestyle. Whether you’re enjoying the river view, heading out to the Gulf, or soaking up the sun at nearby beaches, this home offers comfort, convenience, and plenty of room to enjoy it all.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,920 | $2,845 | $3,609 |
Total Monthly Payment | $3,154 | $3,079 | $3,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.