No time like the present! No waiting for new construction with the availability of this 3 years young home in the CDD free community of Silverleaf. Don't let the square footage fool you, this 4 bedroom, 2 full and one 1/2 bathroom home is so much larger than it seems, with generously sized bedrooms, open concept kitchen, living and dining room. The kitchen is nicely appointed with granite countertops, high quality stainless steel appliances, and loads of prep and storage space. The entire main level has wood look ceramic tile flooring, for easy care and maintenance. All 4 bedrooms are on the upper level, with the primary at the back of the house, overlooking the ample and fully fenced in yard. Silverleaf is a highly amenitized community, feeding to top rated St Johns County Schools and all with no CDD fees. The hoa fee is very reasonable and affords you many great luxuries. Conveniently located and central to all points, this is a great location to call your next home. And did we mention. . . . a VA assumable rate of 2. 99 is available for this home. Icing on the cake. . .
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Our Executive Mortgage Banker:
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$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $21 | $21 | $21 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,429 |
Total Monthly Payment | $2,757 | $2,754 | $3,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.