Beautifully maintained 3 Bed/2 Bath Craftsman Bungalow is nestled in the heart of Historic Avondale & offers the perfect blend of vintage charm & modern convenience. With 1, 456 SF of living space, this home boasts original refinished hardwood floors (June 2022), a welcoming living area & an updated Kitchen with custom tile backsplash. Recent upgrades include a New Roof (June 2022), whole house replumbing upgrade (July 2022), New Electrical Panel & upgrades (June 2022), & New HVAC System with all new duct work (June 2024) & spray foam Insulation. Third Bedroom is non-conforming & can also be used as an Office, Den or Bonus Room. Step outside to enjoy your morning coffee or entertain guests on the stunning new wood deck & Gazebo installed in October 2023. All New Landscaping just completed with fresh paint inside & out. Located in one of Jacksonville's most sought-after neighborhoods, you're within walking distance of parks, restaurants, & boutique shops. Avondale living at its best!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$580,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,084 | $3,947 |
Total Monthly Payment | $3,634 | $3,553 | $4,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.