GREAT BUNGALOW SITED ON AN OVERSIZED LOT IN THE HIGHLY SOUGHT AFTER STATE STREETS OF SAINT CLOUD! With no HOA! Although this 1940's home still bears history and character with its exposed kitchen beam and laundry room built-ins, it has been totally redesigned and updated in 2022!. Foundation , new interior framing, new drywall, new insulation, new ceiling trusses, new electrical wiring, new plumbing, new air-conditioning, new kitchen, new bathroom, new floors, new exterior siding in the front and back, total weather sealing of the exterior, new interior and exterior paint, and several new windows and doors. Upon entering the home the foyer has ample space for a breakfast nook, a work space or a drop zone. The floorplan is open and comfortable for entertaining. Both bedrooms are spacious and flooded with natural light. The main bedroom connects to the laundry room and has enough space for a future on-suite bath. The kitchen boasts dramatic vaulted ceilings, shaker style cabinets, stainless steel appliances and butcher block counter tops. The bright open and airy living room/dining combo space opens up to the large wood deck that overlooks the private backyard with it's own majestic Oak shade tree and shed for additional storage. Just a short walk to historic downtown with entertainment, restaurants, bars, markets, boutique shopping and city hall. Only a 5 minute bike ride to the Lakefront, which features waterfront dining, marina, boat ramp, fishing, swimming beach, splash pad, playground, pavilions and a round trip 2 mile lakeview paved walking path. The city of Saint Cloud's location is a sweet spot; just outside of Kissimmee and Orlando. Where you are less than an hour to the Orlando International Airport, Disney Parks, and a straight shot down HWY 192 to the West Coast beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,309 | $1,680 |
Total Monthly Payment | $1,572 | $1,556 | $1,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.