This stunning 3-bedroom, 2-bathroom pool home is nestled in the highly sought-after Ridgewood community. With top-rated A schools and a prime location convenient to A+ schools, shopping, dining, and major highways, this property has everything you've been looking for. Including; New Windows, Newer A/C that is still under warranty and a Water softener. The open floor plan is thoughtfully designed, featuring beautifully styled living, dining, and family rooms. The chef's kitchen is a culinary delight-bring your pots and pans and get ready to be impressed by both its style and functionality. The private owner's suite offers a serene retreat, with generous closet space and a unique bathroom complete with a soaker tub and shower combo. Outside, enjoy your own oasis with a screen-enclosed pool, a privacy-fenced backyard, and an outside bar area! It’s where charm and character are seamlessly integrated with modern amenities. Schedule your viewing today and step into a home where the past and present harmoniously converge.
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Our Executive Mortgage Banker:
Our Insurance Division:
$372,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $298,320 | $298,320 | $298,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,060 | $1,983 | $2,516 |
Total Monthly Payment | $2,233 | $2,156 | $2,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.