Under contract-accepting backup offers. Welcome to your dream home in the vibrant Oakstead neighborhood! This delightful 2-story residence offers a blend of comfort and functionality in a picturesque setting. Boasting 3 spacious bedrooms and 2. 5 bathrooms, this home is designed for effortless living. The open floor plan includes a loft area perfect for a home office or additional living space. The kitchen is equipped with appliances just a few years old, ensuring you have the latest in culinary convenience. Included are the washer and dryer and indoor utility room, adding to the home’s modern appeal. To add to your peace of mind the home received a new roof in 2020. As you step outside you'll discover the beautifully maintained landscaping that adds to the home’s curb appeal and provides a serene outdoor space for enjoying Florida’s lovely weather. Set on a conservation lot with nearby lakes the home's picturesque setting provides privacy and a peaceful backdrop for everyday life. The Oakstead neighborhood is renowned for its exceptional amenities. Take advantage of the resort-style community pool, tennis courts, playground, and luxury clubhouse, all designed to enhance your lifestyle and offer endless recreational options. This home is not just a place to live but a lifestyle to experience. Don’t miss your chance to own a piece of Oakstead’s charm and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,618 | $1,555 | $2,075 |
Total Monthly Payment | $2,011 | $1,948 | $2,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.