Welcome to this well maintained, expanded split-level home located in the highly sought after Ocean Lea section of Oceanside. This spacious residence boasts a formal living room and dining room perfect for entertaining. The main level features an oversized den with a cozy wood-burning fireplace, offering an ideal space for relaxing as well as entertaining. On the lower level you will find an expanded den with a second wood-burning fireplace and a full bath providing even more living space. The second level of the home features two generously sized bedrooms and a full bath. The top floor welcomes you to your private retreat in an en-suite bedroom complete with a full bath and a walk in closet with convenient attic access. The exterior of the home is equally impressive, with beautifully landscaped grounds , a fenced yard and in ground sprinkler system. Anderson windows and wood floors under bedroom carpet. The home is equipped with a 3 zone oil heating system and a young central air conditioning system ensuring year round comfort. Near shopping , transportation, school and more. Just a few miles to Long Island's beautiful beaches and boardwalk.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,116 | $1,116 | $1,116 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,199 | $5,390 |
Total Monthly Payment | $5,461 | $5,407 | $6,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.