Village Charmer! With Great Curb appeal and for a village home, privacy! Walk to all of Hyde Park Village without walking along Albany Post Rd. Owners purcahsed this home and renovated it for their sons young family. Moving on to their next home, you benefit with updated Kitchen with all s/s appliances, remodeled bathroom, all hardwood floors have been refinished and are still in perfect condition, New Thermopane windows and Energy Efficient entry doors and slider. The hidden bonus is the walk up 2nd floor, waiting for your custom remodeling, thus adding livable square footage and increasing your equity without moving. The basement is full and dry adding almost another 1000 sq ft for utilities, laundry and storage. The exterior of this home has had the front professionally landscaped enhancing privacy, naturally. From the dinning area you walk out onto a deck which overlooks the level backyard, perfect for entertaining, pets and a sunny spot for a vegtable garden. Also this home has a 2 car garage a rare find in a Village home. What cannot do is go wrong with Charmer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $547 | $547 | $547 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,579 | $1,557 | $2,054 |
Total Monthly Payment | $2,201 | $2,179 | $2,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.