PRICE REDUCED!!! Built in 2021, this stunning Elston Model by DR HORTON SMART HOME residence offers an idyllic lifestyle just a stone's throw from the sandy shores of Little Harbor Beach, shopping, restaurants, and more. This 2-story haven boasts 4 bedrooms and 2. 5 baths, perfectly designed for family life and serene retreats. A 2-car garage adds convenience to your everyday living, providing ample space for parking, storage and easy access to your home. The property boasts a fully fenced yard, ensuring added privacy and security, making it an ideal space for pets and outdoor activities. The heart of the home features an inviting open concept design, with tile floors throughout, making
it ideal for social gatherings and easy cleanup! The spacious kitchen has granite countertops, a generous walk-in pantry, stainless steel appliances, and an expansive breakfast bar perfect for quick meals or morning coffee chats. On the second level, the upstairs loft provides flexible space for fitness, work, or play, along with a conveniently located laundry room on the same floor. With all bedrooms upstairs, there is plenty of privacy for the family. Retreat to the owner's primary suite, complete with a large walk-in closet and a sleek double vanity and walk-in shower. The Shell Cove community provides a lifestyle, low HOA and low CDD fees.
Shell Cove features a wide range of amenities for you to enjoy, such as a resort-style pool, open-air cabana, basketball court, Tot Lot, and dedicated dog park. Ruskin, Florida, provides a perfect blend of suburban charm and proximity to urban amenities. Whether you're heading to Tampa for work or play, the location makes commuting a breeze. Embrace the Florida lifestyle in Shell Cove! Schedule a property showing today and let the journey to your dream home begin!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,382 |
Total Monthly Payment | $2,566 | $2,517 | $3,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.