Welcome Home to your new home in the ideal 55+ Community of Winston Gateway of St Petersburg, FL! You will love this spacious 1-bedroom/1bath + HUGE den/Florida Room condo located on the 2rd floor of this gardenesque-style community. With unobstructed views of the beatuiful greenery and community pool from the oversized Florida Room, you will absolutely love all this community has to offer. When you enter the unit you will be welcomed by easy to maintain white ceramic tile that flows nicely throughout the main living spaces. The Primary Bedroom is carpeted for comfort and offers ceiling fans to keep the cool breezes flowing. This building offers an elevator for easy access. One of the greatest features of this unit is it is conveniently located near shopping, dining, grocery stores, and Downtown St. Pete or Tampa (including 2 airports), and is still just a short drive to the pristine beaches that the Gulf Coast has to offer. You will also enjoy the additional stoage unit this unit provides, along with a communal laundryt facility. Additional amenities of this wonderful community include a Heated Pool, shuffleboard, a clubhouse in a beautiful and lush courtyard. The affordable HOA Fee covers Water, Sewer, Trash, Basic Internet/Cable, ground maintenance and exterior insurance. This unit also makes for a fantastic investement, as it is currently being rented until 01/31/2025. Call for your private viewing today!
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$109,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $87,200 | $87,200 | $87,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $580 | $580 | $748 |
Total Monthly Payment | $786 | $786 | $954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.