Welcome to this beautifully updated home in St. Augustine Shores! With 4 bedrooms and 3 bathrooms spread across 2, 350 sq ft, this gem features fresh paint, new roof, and modern upgrades throughout. The open-concept kitchen boasts full-height diamond cabinets, new appliances, a large island with Cambria quartz countertops, and a coffee bar. The living and dining areas are enhanced with tile floors, recessed lighting, and new carpet. The downstairs bedrooms are cozy with new carpet and ceiling fans, while the guest bath has been thoughtfully remodeled. Upstairs, the master suite offers a spacious retreat with engineered wood floors, a custom closet, and a luxurious bathroom featuring a 62" free-standing tub, a 5x5 tiled shower, and a custom double vanity. Enjoy additional features like new windows, gutters, and an upgraded AC system. Travertine deck in front and back. The loft area and office provide versatile space. Don’t miss this move-in-ready home with charm and modern convenience!
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Our Executive Mortgage Banker:
Our Insurance Division:
$555,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $152 | $152 | $152 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,991 | $2,951 | $3,744 |
Total Monthly Payment | $3,235 | $3,195 | $3,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.