Welcome Home to this inspiring Secret Garden! Surrounded by lush woodlands, a bubbling creek and multiple gardens, this incredible, private setting encompasses a main house and add'l living space in flexible space over the detached garage. The residence features hardwood floors, abundant natural light from multiple large windows and skylights, and a relaxed, easy-going vibe. The second floor features a vaulted living room with beams, skylights and roaring fireplace, and opens to the dining area and beautifully updated kitchen. A tucked-away office with a half bath is the perfect place to work from home, while the primary suite and its renovated full bath provide a getaway from the everyday. The first floor incl floor-to-ceiling windows in the Great Room and a fireplace in the play/rec room. Two well-sized bedrooms plus an add'l full bath are located here. A spacious screened porch off the upper level leads to the deck, perfect for outdoor dining, while extensive side decking includes a hot tub! On the other side of the main house are two large fields with a fire pit and many flowering fruit trees. The 637 sq ft flex space over the 2-car garage features full bath, wet bar, office/guest space/exercise studio--you name it! The home is located off a cul-de-sac street, next to Mountain Lakes Park with 1, 082 acres of hiking trails. Close to the NY border, and only minutes to village and major commute routes + trains to NYC. Nearly $100k in improvements since purchase. Welcome Home! As per licensed appraiser's report, square footage is as follow: 2, 281 sq ft in main house, additional 637 sq ft in flex space above garage.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Laminate Floor | 10.0 x 11.4 | Main |
Bedroom 2 | Built-Ins,Laminate Floor | 8.6 x 15.8 | Main |
Great Room | Vaulted Ceiling,Tile Floor | 15.4 x 22.9 | Main |
Kitchen | Vaulted Ceiling,Granite Counters,Hardwood Floor | 13.1 x 15.7 | Upper |
Living Room | Vaulted Ceiling,Balcony/Deck,Fireplace,Sliders,Hardwood Floor | 13.4 x 23.7 | Upper |
Office | Half Bath,Hardwood Floor | 8.4 x 10.0 | Upper |
Office | Vaulted Ceiling,Beams,Wet Bar,Tile Floor | 25.4 x 28.9 | Other |
Primary Bedroom | Full Bath,Tub w/Shower,Hardwood Floor | 11.3 x 15.4 | Upper |
Rec/Play Room | Built-Ins,Fireplace,Concrete Floor | 11.0 x 23.6 | Main |
Sun Room | Balcony/Deck,Ceiling Fan,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $914 | $914 | $914 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,339 | $4,227 | $5,410 |
Total Monthly Payment | $5,345 | $5,233 | $6,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.