RARE FIND. HOME ON 4537 ACRE LAKE ROSALIE!!! WATCH THE SUNRISE FROM YOUR PATIO OR FRONT WINDOWS. LAUNCH YOUR BOAT FROM YOUR NEW DOCK . MAKE THIS RENOVATED SPACIOUS HOUSE YOUR NEW HOME. HOME IS COMPLETELY RENOVATED INCLUDING EXTRA INSULATION, NEW ELECTRICAL AND PLUMBING. FLOORING IS NEW WATER REISISTANT LAMINATE THROUGHOUT THE HOME. BRAND NEW KITCHEN WITH UPGRATED WOOD CABINETS WITH SILENT CLOSE DRAWERS AND DOORS. A LAZY SUSAN AND SIDE DESK AND PANTRY. LARGE ISLAND FOR EATING AND EXTRA COUNTER SPACE. NEW BOSCH DISHWAHER, 5 BURNER TOP STOVE , EASY ACCESS MICROWAVE. UPGRADED REFRIGERATOR AND DISPOSAL. HOUSE IS VERY ENERGY EFFICIENT. BARN DOOR IN MASTER TO ACCESS BATHROOM. ALL DOORS ARE WHEELCHAIR ACCESSIBLE 36 INCH DOORS. NEW HIGH EFFICIENCY WATER HEATER . PLANTATION WOOD SHUTTERS. 6 INCH BASEBOARDS THROUGHOUT THE HOME. WOOD BURNING FIREPLACE HAS BEEN INSPECTED FOR SAFE USE. DOCK INCLUDES 4 BUOYS AND 6 BOAT ANCHORS. ALL NEW DOCK RE-CONSTUCTED LAST YEAR. WATER LEVEL OF THE LAKE IS CONTROLLED BY SWIFT MUD MANAGEMENT THERFORE FLOOD ZONE IS X. NO FLOOD INSURANCE REQUIRED. ROOF REPLACED WITH 3 TAB SHINGLES IN 2018. ALL NEW DOUBLE PANE TINTED WINDOWS. TONGUE INGROOVED WOOD ON SCREEN PORCH WITH ENCLOSED WASHER AND DRYER IN ENCLOSED CLOSET. WASHER AND DRYER 1 YEAR OLD. VOLUNTARY HOA. SCREENED ENCLOSED DETACHED PORCH INCLUDES A 4 PERSON HOT TUB. SCREEN ENCLOSURE IS IN BACK OF 2 CAR DETACHED GARAGE WITH EXTRA STORAGE AND A CARPORT FOR STORING A BOAT. THERE IS A SHARED 6 FAMILY WELL AT A COST OF $200 A YEAR FOR MAINTENANCE. SELLER WOULD LIKE SELLING FURNISHED AND TURN KEY.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $2,777 | $2,774 | $3,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.