No Bond - No CDD. This 2BR/2B home is located in the historic Spanish Springs area - in The Village of Country Club Hills. The home has been tastefully upgraded. Features include a metal roof (2020), A/C (2020), double pane windows (2020) with plantation blinds, vinyl siding (2020), new doors - inside and out, hot water heater (2020), downspouts, irrigation, enlarged golf cart driveway, the front screened lanai has new privacy screen. There are new fans, solar lights, updated electric with whole house surge protection and new light fixtures, and there is a screened lanai or a dog run, side of house. A family room could be used as a craft room, exercise room or an office. You will find NO carpet - but you will find beautiful Luxury Vinyl flooring all through the home. An added bonus is the INSIDE LAUNDRY with a new stackable washer and dryer (2021). The kitchen has been updated with new cupboards, stainless steel appliances, sink, glass backsplash, and beautiful Corian countertops. Both bathrooms have new walk-in showers, sinks, countertops, toilets, mirrors and cabinets. You are a golf cart ride away to Spanish Springs Square for your nightly entertainment, restaurants, shopping, doctors and the hospital. There are many 9 or 18 hole golf courses, pickleball courts, tennis courts, bocce ball courts, softball fields, bowling, pools and many recreation centers for inside activities including pool tables. Be sure to call today to this beautiful updated home. A must see!
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Our Executive Mortgage Banker:
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$224,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,197 | $1,182 | $1,517 |
Total Monthly Payment | $1,509 | $1,494 | $1,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.