206 S 17TH Street, Out of Area, FL, 32034 | $629,900

LIVE YOUR BEST ISLAND LIFE in this adorable bungalow with additional carriage house and she-shed! This property is a gardener's dream, featuring an amazing outdoor living space with extensive foliage, new pavers, outdoor shower and fencing. Two driveways so bring the RV or boat. . . NO HOA to worry about! The main home boasts 2 bedrooms and 2 baths with original hardwood flooring and new luxury vinyl plank, new electrical and plumbing updates, along with fresh paint both inside and out! All new kitchen appliances, painted cabinetry, upgraded bathrooms, and a brand new permitted utility shed bring additional value. The carriage home has new luxury vinyl plank flooring, new stove, updated bathroom, tankless hot water heater and custom made wood shelving; it even comes furnished! This property can be rented monthly for investment purposes or take advantage of the extra space for a mother-in-law suite private from the main home. The she-shed is 70 sf of fully heated and cooled space with bed, kitchen and bathroom for additional guests. Close to everything. . . the beach, schools, Historic Downtown, hospital and Fort Clinch! This compound has endless possibilities. . . don't miss out! Book your tour today!

Features

  • Bedrooms: 3
  • Baths: 4 full
  • Laundry: Lower Level
  • Style: Cottage
  • Year Built: 1952
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,544
  • Acreage: 0.26
  • Est. Taxes: $6,027
  • Lot Desc: Many Trees, Wooded
  • Adult Communities: Yes
  • Elem. School: Southside
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 2024389
  • Days on Market: 108 days
  • Website: https://www.raveis.com
    /prop/2024389/206s17thstreet_outofarea_fl?source=qrflyer
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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

206 S 17TH Street, Out of Area, FL, 32034

$629,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $503,920 $503,920 $503,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $502 $502 $502
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,353 $3,349 $4,321
Total Monthly Payment $3,947 $3,943 $4,915

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.