This single-family home features a simple open floor plan. From the living room leads you to the kitchen / dining area, then here comes the bonus room (12x16) with its own updated full bath. This spacious area has so much potential to be used as 4th bedroom, home office, formal dining room or even additional entertainment gathering for your family. Inside utility room ( 8x5. 5) next to it is where your water heater, washer & dryer would be. The 3 other bedrooms all have the built-in wall closets and ceiling fans. The refrigerator, stove and range hood are brand new, also new roof in Sept 2024. When you walk out to the back yard, there is a storage room on the left, and it can be rearranged to the open patio if you prefer. If you are looking for some boat or RV parking, you may find out the spacious concrete ground can carry this task. Need some extra storge? The metal shed ( 9x7. 5) is right around the corner of the yard. Basketball hoop and trampoline can be yours too if you are interested. This property is conveniently located in Seminole / Largo area, easy to get to the beaches, retails stores, restaurants, schools, YMCA and Bardmoor Outpatient Center. Come to take a look, and hope you will call it your home, sweet home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,400 | $268,400 | $268,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,808 | $1,784 | $2,263 |
Total Monthly Payment | $2,052 | $2,028 | $2,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.