Well cared for 3 unit building in-town. Apartments are nice, two with 2 bedrooms and one with 1 bedroom. Currently all 3 are occupied with good tenant history. It has always been easy to fill a vacancy. Attractive covered porches. The first-floor apartment is extremely large and even has an extra side room with exterior door to use as an office or other needs. The second-floor apartment has a great flow with bright open space, dining area, kitchen, living room, two bedrooms, large bath and even a mudroom area on lower level to leave coats & booths before going up the stairs. The 3rd apartment is a cool converted attic area. This with lots of storage, one bedroom, kitchen/living room combination and full bath. This upper unit has the open back deck and propane gas heat. All units have washer and dryers, refrigerators & ranges, one with dishwasher. The attached barn/storage has 2 overhead doors and used for storage (does need some work). Driveway circulates around the building. Good income with $2900 monthly in rents. Level lot with good yard space. Thinking of an investment property? This is one to view.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,950 |
Total Monthly Payment | $1,955 | $1,954 | $2,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.