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15 Highland Avenue, Piermont (Orangetown), NY, 10968 | $599,000
**ASSUMABLE MORTGAGE** **2. 75%** BUYER MAY BE ABLET O ASSUME SELLERS MORTGAGE UPON REQUEST. CURRENT UNPAID BALANCE IS $365, 00. 00. BUYER RESPONSIBLE FOR PAYING THE DIFFRENCE AT CLOSING. SAVE NEARLY $700 A MONTH COMPARED TO CURRENT MORTGAGE RATES. This beautifully updated 3-bedroom, 2-bath home is nestled in one of the most sought-after neighborhoods in Piermont, just a block away from the charming Main Street in Sparkill. Enjoy the convenience of being steps away from fantastic restaurants, scenic parks, and a nature trail that leads you through serene landscapes. You're also a short walk from the vibrant downtown Piermont waterfront village, known for its boutique shops, gourmet dining, and picturesque walking pier. Located in the highly rated South Orangetown School District, this home offers the perfect blend of luxury and location. Completely updated within the last six years, the kitchen features stunning granite countertops, stainless steel appliances, and an open layout ideal for both cooking and entertaining. The first floor boasts gleaming hardwood floors throughout, while the upstairs has all-new carpeting for added comfort. A highlight of this home is the sunroom, offering a peaceful retreat that makes you feel like you're in the countryside. With its perfect mix of modern amenities and cozy charm, this property offers a unique lifestyle opportunity in the heart of Piermont.
Features
- Town: Piermont
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Cape Cod
- Year Built: 1924
- Heating: Natural Gas, Hot Water
- Cooling: None
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,470
- Acreage: 0.2
- Est. Taxes: $11,930
- Lot Desc: Level, Near Public Transit, Cul-De-Sec
- Elem. School: Cottage Lane Elementary School,William O Schaefer Elementary School
- Middle School: South Orangetown Middle School
- High School: Tappan Zee High School
- School District: South Orangetown
- Appliances: Dryer, Oven, Refrigerator, Washer
- MLS#: H6324933
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/H6324933/15highlandavenue_piermont_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 Highland Avenue, Piermont (Orangetown), NY, 10968
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $994 | $994 | $994 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
| Total Monthly Payment | $4,274 | $4,271 | $5,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535