12900 SE 97th Terrace ROAD, Summerfield, FL, 34491 | $429,000

3/2 concrete block and stucco home in the beautiful Del Webb Spruce Creek Community featuring a large lot on the golf course. This home was custom built with an enlarged lanai which is closed in with plexiglass windows and air conditioned. This added 338 square feet for a total of 2, 487 square feet of air conditioned space. The master bedroom was enlarged with a private door added from the bedroom to the lanai. The garage was expanded to add space for storage shelving and has room for 2 golf carts. The home has wide open views of the 6th tee and fairway of the Heritage Golf Course. The lot is one of the largest in the DEL WEBB SPRUCE CREEK GOLF & COUNTRY CLUB 55+ COMMUNITY with extra parking space for 4 cars in the driveway. The interior is immaculate with updated kitchen that includes all new, stainless steel appliances with new refrigerator, stove, microwave, sink and dishwasher in 2022. All appliances and systems in the house are protected by BROWARD FACTORY SERVICE AND SILVER MAINTENANCE AGREEMENTS. The kitchen has an open dining area for 8, solid wood cabinets and built-in office desk. Open floor plan with LR/Dining Room , breakfast bar. Designer drapes, window treatments, and vertical blinds in every room with 9 ft high ceilings gives the home that comfortable and welcome feeling. The owners changed the den to a 3rd bedroom/office with a full closet. The expanded Master Bedroom with new flooring and large bay windows has beautiful views is a must see in person to appreciate the size and lay out of the room . Roof and skylight were replaced in 2023, air conditioning in 2018, driveway has all new acrylic coating in 2020. Spacious two Car Garage , space and power for two Golf carts, storage with lots of cabinets and space. Mature landscaping and oversized lot with termite protection system and with a private well for irrigation shared with the neighbor. Located in the Starr Pass II area and a short ride to Peninsula Park with heated outdoor pool, volleyball, tennis courts, pickleball or head on down to the Horizon Center or Liberty Grill for Lunch. There are more clubs, activities, crafts, games, shuffleboard, bocce, and a softball field. There is a low monthly amenity fee and no COD or bond. Secure Gated Community just south of Ocala with shopping and entertainment in The Villages and the Eagle Ridge Golf Club has four championship 9 hole courses to challenge your golfing skills.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Golf Course
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Florida, Ranch
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,149
  • Acreage: 0.28
  • Est. Taxes: $3,480
  • HOA Fee: $184 Monthly
  • Lot Desc: On Golf Course, Oversized Lot
  • View: Golf Course, Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater
  • MLS#: OM672454
  • Days on Market: 178 days
  • Website: https://www.raveis.com
    /prop/OM672454/12900se97thterraceroad_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 12:39:48 AM)
Listing courtesy of SHEPPARD ASSOCIATES, LLC   Phone: 727-466-8612

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12900 SE 97th Terrace ROAD, Summerfield, FL, 34491

$429,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $290 $290 $290
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,283 $2,255 $2,894
Total Monthly Payment $2,648 $2,620 $3,259

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.