Safe from Helene! Zero Damage or flooding! Now taking FHA and VA offers as well. This charming two-bedroom, one-bathroom home is the perfect South Tampa starter home. It is ideally located just a seven-minute walk from the scenic Bayshore Boulevard in Tampa and is situated in flood zone X, offering peace of mind without the need for flood insurance. The home boasts a fully upgraded kitchen with quartz countertops and stainless steel appliances, perfect for the modern chef. The 2021 roof, 2022 AC unit, and new energy-efficient windows ensure comfort and efficiency year-round. Additional features include an indoor laundry area, a shed in the back for extra storage, and a low-maintenance lawn, making it ideal for easy living. The screened-in back porch is perfect for entertaining, while the cozy front porch invites you to relax and enjoy the peaceful surroundings. Located at the end of a quiet street in the highly sought-after Plant High School district, this home offers an unbeatable combination of location, style, and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,627 | $3,373 |
Total Monthly Payment | $3,181 | $3,147 | $3,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.