3865 59th AVENUE W, #4190, Bradenton, FL, 34210 | $188,000

PRICED REDUCED & OFFERING $10K IN CLOSING COSTS! Turnkey furnished, 2 bed/2 bath 2nd floor condo with vaulted ceilings in the Mirror Lake community, which is located just minutes from IMG Academy, a short drive to Anna Maria Island and close to lots of shopping, restaurants and more. The community is soon to complete its exterior renovation of the buildings including new paint, stairs and screened in lanai. Best of all, the special assessment has been paid in FULL! Included in the community recreation is a pool, fitness room, tennis courts and a playground. Inside the unit you’ll find a living room with a wall mounted TV and fireplace flanked by the dining room with a view of the kitchen and its updated stainless-steel appliances. The spacious primary bedroom has a king-sized bed with a memory foam topper, custom headboard, dresser, nightstands, accent chair and still has room to spare! Additionally, it has a sizable walk-in closet and an en-suite bathroom. The second bedroom is outfitted with a double bed, vanity/desk and dresser. Tucked away from the living area you’ll find the second bathroom and linen/storage closet. The spacious front lanai has a bistro set and a utility closet that holds your private Washer/Dryer with additional shelf storage. HOA fee includes community recreation/maintenance, cable TV, sewer and trash.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Closet, Outside, Same Floor As Condo Unit, Washer Hookup
  • Complex: MIRROR LAKE SEC 4
  • Year Built: 1987
  • Approx Sq. Feet: 912
  • Est. Taxes: $2,367
  • Condo Fee: $425 Monthly
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Refrigerator, Washer
  • MLS#: T3551716
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/T3551716/386559thavenuew_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 7:47:08 AM)
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA   Phone: 813-875-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3865 59th AVENUE W, #4190, Bradenton, FL, 34210

$188,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $150,400 $150,400 $150,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $197 $197 $197
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,039 $1,013 $1,279
Total Monthly Payment $1,311 $1,285 $1,551

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.