Another Breakwater Home Just Completed. The Very Popular Key Largo model is a courtyard style home with 3 bedroom and 3 1/2 baths and 2 car garage. This home features 2 bedrooms and 2 1/2 baths in main part of house and a separate Bedroom and bath in courtyard area (cabana). As you enter the front doors you are surrounded by the Pool and patio area. From the Courtyard you enter into the large open Great room, dining and kitchen area. All bedrooms have on-suite bathrooms. The 1/2 bath leads to the pool area and great room. The Kitchen features and large island, upgraded granite, under cabinet lighting, tile backsplash and a full GE Slate appliance package. The Primary suite features a roman style walk in shower, large walk in closet, dual vanity and sliders to the courtyard. Other features include All impact window, upgraded Plank tile flooring throughout, Crown molding, tray ceilings, ceiling fans, Paver drive and walks and epoxy garage floor. This home is unique and private.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,800 | $398,800 | $398,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,653 | $2,651 | $3,363 |
Total Monthly Payment | $2,773 | $2,771 | $3,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.