Under contract-accepting backup offers. BACK ON MARKET…PREVIOUS BUYERS SALE CONTINGENCY FELL THROUGH. Inspections and Appraisal were already completed and GOOD! No Hurricane damage and never lost power! Welcome to ISLAND WALK where the street names remind you of the islands. You can feel like you are on vacation all the time in this amazing 3 bedroom 2 bath POOL home. This is a one owner home and they have taken exceptional care of this property since they built it. Just plan your appointment to see it, walk right into the front door and you will immediately appreciate the open floor plan, split bedrooms and your eye will be drawn straight to the back yard pool. This is one of those floor plans that just feels like Home. Tidy and clean with fresh paint inside and out, newer roof, AC, and water heater the owners have made sure the major components are ready for your insurance quote. The back yard is where the relaxation and entertainment will happen. The landscaping was so thought out from the park like sitting area to the bamboo and sycamore tree adding privacy to the yard. Imagine the fun days ahead in this game pool where you can play a game of volleyball or laze around in both shallow ends. Banana Lake Park is just a short stroll which has a playground, boat ramp and picnic pavilions. Though not part of the community but rather a county park the owners have made a an easy entrance from the back yard to access the park easily. Call your agent and come see this move in ready property in South Lakelands sought after zip code.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,918 | $2,462 |
Total Monthly Payment | $2,172 | $2,147 | $2,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.