Well maintained and spacious 2 family brick detached home located in upper Morris Park. Walk to Calvary, Einstein and Jacobi hospitals as well as public transportation, shops and restaurants on Morris Park Avenue and Williamsbridge Road. First time on the market in 56 years. The main dwelling unit features a spacious 3 (possibly 4) bedroom duplex. Upon entry you have a dining room, kitchen with breakfast bar, spacious living room, full bathroom, king size primary bedroom, queen sized 2nd bedroom plus full staircase to the finished attic with 3rd bedroom and potential for a 4th bedroom/flex space. There is private laundry in this unit. The walk-in unit is a large 2 bedroom and 1 full bathroom with private entries. The primary bedroom is king sized, and the 2nd bedroom is queen sized. Features of this lovely home include detached on 32 x 100 lot, sun filled, high ceilings, hardwood floors, a beautiful fenced-in manicured yard, large front porch, driveway and one car garage. This home is move-in-ready
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $695,200 | $695,200 | $695,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,732 | $4,112 | $5,727 |
Total Monthly Payment | $4,405 | $4,785 | $6,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.