Peace and tranquility nestled on 10. 6 acres is where you will find this 2588 SF Ranch home with a spacious in-law apartment. This well constructed modular home was custom built in 2007 and placed on this amazing property. Well thought out floor plan. Main living area 2-3 Bedrooms, fully applianced kitchen, many cabinets, center island and counter eating area, plus pantry. Good size living room with electric fireplace, dining room, main hallway has a guest full bath with tub/shower unit. Main bedroom has double closets for plenty of storage and private bath with shower. There is a large linen closet between the main bedroom and private full bathroom. Den/Office can be 3rd BR by constructing closet in cut out space either where the built-in shelves are or the desk area. There is a shared laundry area between the main house and in-law. In-law has full kitchen w/large pantry, dining area, living room. Main bedroom in in-law space has spacious closets and full bath with shower. Access to rear 16x32 deck from both living spaces. New carpeting throughout. New roof. Freshly stain deck and porches. The basement is the full length of the home and has a 38 x25 workshop. Furnace is oil and wood. Large vegetable garden. There is approx 9 cord of wood which will convey with the property. Electric panel is generator ready. Property has a leased Trinity solar panel system.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 11.0 x 13.0 | Main |
Den | Book Shelves,Ceiling Fan,Wall/Wall Carpet | 13.0 x 13.0 | Main |
Dining Room | Laminate Floor | 9.0 x 13.0 | Main |
Dining Room | Vinyl Floor | 13.0 x 16.0 | Main |
Kitchen | Pantry,Vinyl Floor | 5.0 x 12.0 | Main |
Living Room | Laminate Floor | 13.0 x 16.0 | Main |
Living Room | Ceiling Fan,Wall/Wall Carpet | 13.0 x 17.0 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Stall Shower,Wall/Wall Carpet | 13.0 x 17.0 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Wall/Wall Carpet | 13.0 x 17.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,320 | $424,320 | $424,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $801 | $801 | $801 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,578 | $2,541 | $3,353 |
Total Monthly Payment | $3,471 | $3,434 | $4,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.