Welcome home to your beautifully updated top floor END unit overlooking beautiful mature trees! This Emerald model allows for easy kitchen access at the front of the home, a kitchen window, and an expansive pantry closet with 6-panel doors. This home has been tastefully and extensively upgraded with a 2019 kitchen with dove gray shaker soft close cabinetry, granite counters, and mother of pearl tile backsplash, open concept with a breakfast bar with pendant lighting, and 2019 slate appliances. Newer windows with an extra large side window to brighten and enhance the soft hued walls. The master bathroom has been fully renovated with a sleek modern BathMasters walk-in shower with glass doors, new vanity and fixtures, and newer Kohler toilet. The 2nd bath has been partially updated with newer tile floor, Kohler toilet, and new faucet and new vanity handles, and new faucets in tub. 2023 roof (HOA), 2022 electric panel, 2021 air conditioner, brand new 2024 hot water heater. Living room and guest bedroom furniture is included. This home has a large front porch area, which is a common area. Owner has a 4-pt inspection from Feb 2024 available. On Top of the World is a 55+ community boasting extensive amenities including 2 golf courses, 2 pools, tennis, pickleball and shuffleboard courts, fitness center, onsite cafe (snacks), dog park, dozens of clubs, frequent shows and dances.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,612 |
Total Monthly Payment | $1,392 | $1,391 | $1,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.