This fabulous home features 4 bedrooms, 2 and a half baths, 3100+ sq ft of living space and almost an acre of land. While this home's address is in Dover FL it is really just north of Valrico FL. An elegant and peaceful retreat, the community of Ridge Crest is a wonderful place in which to live. At only $180. 51 for each Square foot it is quite a geat deal. It also has a bonus room…. an extra-large loft currently used as a home theater. As you walk in, you will notice the tall ceilings, and plenty of windows with the formal dining room to your right. The kitchen has beautiful solid wood cabinets, granite countertops, a large pantry, an island with plenty of sitting space, and a breakfast nook. In addition, there is a great room with an adjacent half bath. The sliding glass door and the door adjacent to the bathroom provide excellent access to the backyard. The spacious laundry room with access to the garage provides an easy conduit for family active living. The home boasts an integrated speaker system. All these features make this home absolutely perfect for entertaining. The master bedroom upstairs is oversized with an attractive coffered ceiling, a huge walk-in closet right off the luxury bathroom with garden tub, dual sinks and glass walk-in shower. The bedrooms surround the extra-large loft, which is currently used as a home theater, a unique setup for the whole family. The second full bathroom features dual sinks and granite countertops. The 3-car garage is extra-large with lots of space for storage workshop benches and wooden custom-made shelves. This home sits on an irregular-sized lot, nearly a third of an acre on a cul-de-sac. It is fenced with a vinyl fence, with enough room for a football field or an Olympic-size pool. The property is lined with beautiful trees, which will bring you a change of color during our Florida winter. If you are looking for a peaceful location, this one's for you. The A/C was replaced in April 2023, and the kitchen refrigerator is also one year old. This is Country living at its finest. Ridge Crest is an established subdivision with beautiful homes, water views, and gorgeous landscaping. The lake, just yards away, provides an excellent backdrop to view the sunset from your front porch. With and incredible low HOA fee. This home is conveniently located close to MacDill Air Force Base, the University of South Florida, Downtown Tampa and Tampa International Airport. NOTE This home has an Assumable mortgage at an interest rate of 5. 375
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $697 | $697 | $697 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,007 | $3,004 | $3,876 |
Total Monthly Payment | $3,796 | $3,793 | $4,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.