Under contract-accepting backup offers. Short Sale. Opportunity knocks with this charming single-family home located in the serene and welcoming community of Shamrock Heights in New Port Richey, Fl. With some tender loving care, it has the potential to become a cozy residence that would be perfect for a first-time homebuyer or those looking to downsize. Built in 1967, this solid block home is built on high and dry land so no need for flood insurance, as well it is situated on an extended lot which is equipped for storing a boat or RV. Welcome inside where the living area is inviting for both relaxation and entertaining guests, also featuring a spacious layout with 2-bedroom, 1 bath with an enclosed rear Florida room that offers the possibility of conversion into a 3rd bedroom configuration. The kitchen was recently updated in 2022; equipped with essential appliances and ample cabinet space. Additionally, it boasts of the convenience of a one-car garage, a side porch area and a fully fenced-in backyard that is an ample outdoor space for gardening or a recreation space. This quiet neighborhood provides a peaceful retreat while being conveniently close to shopping centers, healthcare facilities, schools, ensuring that daily errands are a breeze.
Just minutes away from Tarpon Spring Sponge Docks, Anderson Park and easy access to Tampa-Clearwater and St. Pete and their famous beaches. New Port Richey is renowned for its community events, parks, and scenic views, offering residents a pleasant and engaging living experience. Call me today for more information about this property or to have a private showing. Happy House Hunting.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $68 | $68 | $68 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $632 | $632 | $822 |
Total Monthly Payment | $775 | $775 | $965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.