Bring your animals, RV, boats, trailers and more! This is an excellent opportunity to own a 3/2 with a huge bonus room (could be a large fourth bedroom) on an acre of land with NO HOA in Lady Lake! As you pull up you will be greeted with a circular driveway, fenced and cross-fenced lot and a new roof in August of 2022. Walking in you will notice vaulted ceilings above vinyl plank flooring throughout the living areas. A nice open great room sits in the middle of the house, splitting the master and guest bedrooms nicely. A large dedicated laundry room and a 2 car garage converted into a 'man cave' / fourth bedroom / media room / etc are pluses! A screened in back porch sits just off to the rear of the living area to add enjoyment to your Florida living. The home is on well, septic and SECO power, so your monthly utility bills will be minimal. This area of Lady Lake is only moments away from The Villages at Spanish Springs, Harbor Hills and Leesburg for all your entertainment, shopping, medical and schooling needs. Come take a look today while this home lasts!
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Our Executive Mortgage Banker:
Our Insurance Division:
$314,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,676 | $1,674 | $2,160 |
Total Monthly Payment | $1,880 | $1,878 | $2,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.