5340 NW 34th STREET, Ocala, FL, 34482 | $275,000

ASSUMABLE VA MORTGAGE AT 5. 3%!! FURNITURE IS NEGOTIABLE! Low down payment required and must qualify but you don't have to be veteran to assume this low interest rate mortgage. Minimal closing costs and minimal cash to close. Shea Built ARIA. No additional CDD assessment in this phase. 55+ but minors (under 18) ok for up to 180 days/year. Shows like a model - nice upgrades - SMART HOME features! TERMITE BOND was just renewed in August 2024 and a/c serviced. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
HOA covers lawn and landscape maintenance (cutting, edging, trimming, treating, mulching, fertilizing, irrigation system and water for irrigation), high speed internet, membership in all amenities including indoor and outdoor fitness areas, group fitness classes, 20 miles of dedicated trails for walking and biking, bocce, horseshoe, tennis, pickleball, fishing doc, kayaks, canoes, paddleboat. As a homeowner you also receive discounts in the on-site restaurant, golf course and space for massages, facials, mani-pedi. The villas also have included periodic pressure washing and exterior painting and re-roof when required.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Park, Pickleball Court(s), Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 41 x 74
  • Laundry: Gas Dryer Hookup, Inside, Laundry Closet
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,315
  • Acreage: 0.07
  • Lot Size: 41 x 74
  • Est. Taxes: $3,477
  • HOA Fee: $1,701 Quarterly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM675758
  • Days on Market: 138 days
  • Website: https://www.raveis.com
    /prop/OM675758/5340nw34thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 9:02:41 PM)
Listing courtesy of Keller Williams Classic Realty   Phone: 407-292-5400

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5340 NW 34th STREET, Ocala, FL, 34482

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $290 $290 $290
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,337 $1,337 $1,739
Total Monthly Payment $1,702 $1,702 $2,104

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.