Gut-renovated, XL, bright one bedroom home. Lots of pre-war charm combined with new finishes. gleaming oak floors, sunken living room, recessed lighting, graceful archways, crown / base molding and lots of closet space. Windowed kitchen has granite counters and stainless-steel appliances. Other features include: A large dining foyer, floor-to-ceiling tiled bathroom with window, king-size bedroom w/ 2 exposures. Wheelchair entry accessible, and a beautiful garden view. The Richmond is a unique, well-maintained boutique building. It features a live-in super, porter, laundry room, bike room, beautiful backyard and multiple gardens. An expansive deck is ready for grilling, dining, or tanning. Two dogs are allowed (under 40 lbs each). Garage parking and storage (both waitlisted). Virtual Doorman, video surveillance and security gates to ease any concerns. Conveniently located in Central Riverdale. It's just steps to shopping, transportation, restaurants and more! Easy access to the #1 train, Metro North, local and Manhattan Express buses. Mid-town Manhattan is 25 minutes away. Only 15% down.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,171 | $1,170 | $1,509 |
Total Monthly Payment | $1,246 | $1,245 | $1,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.