**Multiple Offers In, "Highest & Best" offers are due by MONDAY, 09/16/24 at 1pm***Colonial w/ 7 rooms, 4 bedrooms & 2 full baths. Wrap-around front porch. Two car detached garage. Exterior wood siding on house and garage painted 05/2024. Gutters, leaders replaced. New oil-fired boiler installed 05/2024. New 275 gal oil tank installed 06/2024. New 40 gal electric water heater installed 05/2024. Electrical Inspection (New Service Panel Upgrade 05/2024), Termite Inspection, Roof Inspection, Septic Inspection, Soil Test (New 1250 gal Septic Tank, 2 compartment tank w/ 6 outlet filter installed 05/2024) completed, see MLS Documents for all Inspections. See agent remarks on offer submission. Property to be sold in as-is condition. ***This property is eligible under the Freddie Mac First Look Initiative through 10/03/2024*** See agent remarks on offer submission. Property to be sold in as-is condition.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 15.0 | Upper |
Bedroom 2 | Hardwood Floor | 9.0 x 16.0 | Upper |
Bedroom 3 | Hardwood Floor | 8.0 x 15.0 | Upper |
Dining Room | Hardwood Floor | 12.0 x 17.0 | Main |
Eat-In Kitchen | Vinyl Floor | 16.0 x 18.0 | Main |
Living Room | Book Shelves,Hardwood Floor | 15.0 x 16.0 | Main |
Primary Bedroom | Hardwood Floor | 13.0 x 17.0 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $457 | $457 | $457 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,942 | $1,918 | $2,462 |
Total Monthly Payment | $2,474 | $2,450 | $2,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.