Welcome to Spyglass, a 48-unit oceanfront community located in Crescent Beach. Unit 13 is offered as a turnkey vacation rental ready for immediate occupancy or rental. This three-level townhome-style condo is just steps from the beach, making it an ideal retreat for those seeking sun, sand, and sea. The ground floor features a spacious two-car tandem garage, a rarity in beachside living. Many owners in this community have converted part of the garage into a third bedroom—an easy and affordable way to expand your living space without breaking the bank (this will also increase the rentability of the unit). You’ll find the kitchen, main living area, and a half bath on the second floor. The balcony off of the living room is the perfect spot to unwind with a morning coffee or an evening glass of wine, all while soaking in the ocean breeze. The third floor features a master suite and a guest bedroom, each with its own bathroom. Spyglass has undergone recent updates, including a newer roof, fresh stucco, and exterior paint. The community amenities add to the appeal, offering private beach access, a swimming pool, and a tennis court. This unit has been upgraded with new impact windows and sliders—a $40, 000+ improvement that ensures peace of mind and energy efficiency. The HVAC system was replaced in 2021, adding to the unit’s move-in readiness. Located in the quieter part of Crescent Beach, Spyglass offers the best of both worlds: a peaceful, less crowded beach experience, yet just a short 20-minute drive to the historic district of St. Augustine. The HOA covers cable, water, master insurance, pest control, management, trash, and sewer. Whether you’re looking for a vacation getaway, a turn-key rental investment, or a permanent coastal residence, Unit 13 at Spyglass offers an unmatched blend of style, comfort, and convenience. Don’t miss your chance to own this exceptional property in one of Crescent Beach’s most desirable communities.
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Our Executive Mortgage Banker:
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$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $464 | $464 | $464 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,905 | $2,866 | $3,636 |
Total Monthly Payment | $3,461 | $3,422 | $4,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.