A great opportunity to OWN your own home for much less than renting. This unit is near Stratford line, close to shopping, public transportation and park. With some work you can make this your own. Nice front and rear yards awaiting your gardening knowledge. The large eat in kitchen has plenty of room and two large windows overlooking your garden area, A large pantry completes the area. The living room also has 2 large windows, making it light and bright, parquet floors and additional storage area. Upstairs are 2 good sized bedrooms and full bath. This unit MUST BE OWNER OCCUPIED, financing is not available. The HOA charge of approx 567$ monthly includes heat, water, sewer and taxes. ( the lawn is for you to maintain and enjoy. ) 1 assigned parking spot and visitor spots available approval from the HOA is required for your purchase. No additional services will be turned on for inspections *Highest and best by 9/16/24 at 11: 59 pm mountain time. *
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Kitchen | Ceiling Fan,Eating Space,Vinyl Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Wall/Wall Carpet | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $43,920 | $43,920 | $43,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $300 | $292 | $370 |
Total Monthly Payment | $375 | $367 | $445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.