Location, location, location! You’ll love the stunning water views at this fabulous three-bedroom, two-bath home in desirable South Cove. This fabulous home backs to a beautiful pond with gorgeous sunsets to enjoy every day. This open floor plan is popular and has a spacious and adjacent formal living room and dining room and a large kitchen with an eat-in breakfast nook and breakfast bar for easy entertaining. The great room has surround sound and sliders out to the large lanai. Open the sliders and you have wonderful indoor/outdoor living with the 26-by-34-foot lanai and a six-person hot tub. The primary suite is a great size and overlooks the lanai and pond, and also has a nice walk-in closet and en-suite bath with dual vanities, a garden tub and separate shower. The two guest bedrooms are adjacent and share a hall bath with a tub and shower combo. The utility room is just off the two-car garage and has nice storage space. The LG front loader washer and dryer are included. Newer appliances include the microwave, water heater and disposal. Also newer, the dishwasher in 2020 and refrigerator in 2019. The roof was replaced in 2020, and 10-year warranty will be conveyed to new owners. Pretty NuCore vinyl wood planking is throughout the home except for the kitchen and baths which have ceramic floor tiling. Great Florida palm trees and landscaping are lush throughout and a property survey is available. South Cove has its beautiful community pool, clubhouse and playground. Additionally, South Cove is part of the Summerfield community which also offers great amenities including three pools, fitness being renovated into a two-story fitness center, tennis, pickleball, golf with a newer range features, clubhouse with restaurant and lots of events throughout the year, basketball, volleyball and more. Check with Summerfield for any added fees for golf or other amenities that may have fees. Some furniture may be sold separately. Great river view location, close to shopping, restaurants and Interstate 75. Short drive to Tampa, MacDill AFB, Bradenton/Sarasota beaches and more. Low HOA dues and no CDD fees. Sold as is. Buyers and buyer’s agent should confirm room measurements, and any additional home or HOA information needed.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $325,600 | $325,600 | $325,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,166 | $2,164 | $2,792 |
Total Monthly Payment | $2,424 | $2,422 | $3,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.