Under contract-accepting backup offers. Welcome to your spacious and inviting 4-bedroom, 2-bathroom concrete block home with a screened pool and covered lanai, nestled in the heart of Port Orange's highly sought-after Victoria Lake neighborhood within the Victoria Gardens community. Located conveniently across from the Port Orange City Center, this home offers easy access to all the events, carnivals, and festivities the area has to offer. Situated on over a quarter-acre corner lot with mature landscaping and trees for privacy, this home is also within walking distance to Sweetwater Elementary School, making it an ideal choice for some. Plus, it's part of an area with top-ranked schools, ensuring an excellent education. Step inside and be greeted by a formal foyer leading into the spacious living room and dining room, perfect for entertaining guests. The family room, open to a huge eat-in kitchen with a bar counter, offers plenty of space for relaxation and gatherings. The kitchen boasts tons of wood cabinetry and a separate walk-in pantry, providing ample storage for all your culinary needs. The split bedroom plan features three bedrooms and a guest bath at one end of the home, providing privacy for family and guests, while the primary suite occupies the other end. The primary suite is a true retreat, featuring tray ceilings, a massive walk-in closet, and an en suite bathroom with dual vanities, a garden tub, separate shower, and private water closet. A door in the primary bedroom leads out to the covered lanai, offering a tranquil spot to unwind and enjoy the outdoors. The family room also opens up to the lanai, overlooking the large pool with a screen enclosure, perfect for enjoying the Florida sunshine year-round. Additional features of this home include a 2-car garage with attic access, a laundry room conveniently located off the garage and leading into the kitchen, and the home being sold furnished as-is, offering immediate move-in convenience. Located just minutes from grocery stores, shopping centers, movie theatres, home improvement stores, and only 10 minutes to the beaches, as well as city boat ramps on the Intracoastal Waterway, and 15 minutes from the Daytona Speedway, this home truly offers the best of Port Orange living. Don't miss out on this fantastic opportunity – schedule your showing today! ALL INFORMATION IS ASSUMED ACCURATE BUT NOT GUARANTEED. ALL MEASUREMENTS ARE APPROXIMATE. BUYERS AND THEIR AGENTS SHALL VERIFY ANY INFORMATION DEEMED IMPORTANT TO THEM.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,181 | $2,207 | $2,800 |
Total Monthly Payment | $2,433 | $2,459 | $3,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.