This charming colonial home sits peacefully by a picturesque pond ideal for skating in the Winter, offering serene water views and the tranquility of nature right in your backyard. Ideally located near local amenities, just a few minutes to shopping and dining ensuring both convenience and comfort. Easily accesible to major highways and routes. A brand-new roof and brand new water heater adds to its appeal, ensuring the home is ready for you to make it your own. The spacious yard is perfect for outdoor gatherings, gardening, or simply relaxing by the water. Whether you're looking for a peaceful retreat or a property with room to grow, this house has a lot of potential and is waiting for the right owner to bring it to its full glory. Don't miss out on this opportunity to create your dream home in a lovely, scenic location!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $350,400 | $350,400 | $350,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,361 | $2,329 | $2,955 |
Total Monthly Payment | $2,918 | $2,886 | $3,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.