This is a rare and unique chance to own a versatile property that adapts to various needs. In today's era of remote work and home businesses, this home could be ideal for you! It includes a well-designed home office with a separate, private entrance, perfect for maintaining a dedicated workspace separate from the main living areas. The property also features a driveway accommodating up to 8 cars. The office provides a professional setting with its own access, ensuring both convenience and privacy. It includes an open bonus area, two private rooms, and a full bathroom. If a home office isn't needed, it may be possible for the space to be transformed into an in-law suite or adapted for multi-generation use or investment opportunities. The main residence boasts a modern and contemporary layout with ample space for entertaining. It includes four bedrooms and three full bathrooms. The welcoming foyer leads into a living room with a central fireplace, a dining room with a sculpted ceiling, and a fabulous eat-in kitchen that opens onto a 1, 000 sq ft deck spanning the width of the home. The kitchen features a large central island and French doors leading to the great room. Additional conveniences include a new roof and skylights (installed 4 years ago with a lifetime warranty), three laundry setups (one on each level), and city water and sewer services. With approximately 6, 300 sq ft of space, this home is unbeatable in price and provides room for everyone! The location is ideal, just a 2-minute drive to major highways and close to the NY border. It's also conveniently situated near downtown Danbury, shopping malls, parks, and excellent restaurants. For change of space such as legal in law or multi family, a buyer would need to do their own due diligence.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 11.0 x 15.0 | Main | |
Bedroom 2 | 11.0 x 15.0 | Main | |
Bedroom 3 | 9.0 x 18.0 | Main | |
Den | 14.0 x 16.0 | Lower | |
Dining Room | Hardwood Floor | 12.0 x 16.0 | Main |
Full Bath | Main | ||
Full Bath | Main | ||
Full Bath | Lower | ||
Great Room | Skylight,Vaulted Ceiling | 23.0 x 25.0 | Main |
Living Room | Cathedral Ceiling,Ceiling Fan,Fireplace,Hardwood Floor | 11.0 x 15.0 | Main |
Office | 17.0 x 18.0 | Lower | |
Other | 12.0 x 19.0 | Lower | |
Primary BR Suite | Vaulted Ceiling,Full Bath,Walk-In Closet | 13.0 x 23.0 | Upper |
Rec/Play Room | 21.0 x 41.0 | Lower |
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Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $592,000 | $592,000 | $592,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,070 | $1,070 | $1,070 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,988 | $3,935 | $4,992 |
Total Monthly Payment | $5,150 | $5,097 | $6,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.