NEW TILE ROOF just installed with Transferrable Warranty to Buyer!! Savor the Florida lifestyle with tranquil lake views in this beautifully appointed residence in The Country Club of Lakewood Ranch. This Salerno plan built by Neal Homes is open with an airy flowing effortlessly from room to room with abundant natural light throughout. Beyond the courtyard, double doors reveal 2, 616 square feet of one story living boasting volume ceilings, a split 3 bedroom 3 full bath plan, separate den, and an inviting screened lanai with both open and covered areas for relaxing and entertaining, plus a private pool/spa amid picturesque surroundings. Seamlessly connecting the outdoors via sliders is an oversized great room open to the kitchen featuring wood cabinetry, granite counters, stainless appliances, pantry, and breakfast nook. The home’s formal dining and living areas provide additional entertainment options. Meanwhile a separate den on its own wing off the lanai offers an array of living opportunities with a private full bath, wood flooring, shutters, and direct lanai access. Relax and unwind in the elegant owner’s retreat positioned on a separate private wing, offering two walk-in customized closets, wood flooring, volume tray ceilings, direct access to the serene outdoors, and a luxuriously appointed spa-like bath with separate vanities, stand-alone shower, and a free-standing soaking tub. Overnight visitors will be right at home in the two additional guest suites tucked behind pocket door and centered by the home’s third full bath. Other highlights of this sublime residence includes a generously proportioned laundry room with cabinetry and sink, 2024 Tile Roof, 2023 A/C, 2023 Water Heater, 2021 Refrigerator, 2023 Range, and an attached 2-car garage. This immaculate gem is situated in the coveted and maintenance-free Whitemarsh enclave with its own community pool evoking a casual elegance to enjoy an effortless Lakewood Ranch community lifestyle. Opportunities exist (but not mandatory) to become a member of Lakewood Ranch Golf & Country Club, which includes a state-of-the-art fitness center, clubhouse, junior Olympic-sized pool, Tennis, Pickleball, four 18-hole championship Golf courses and more. Lakewood Ranch is the #1 top-selling master-planned community in the country with shops, restaurants, Waterside Place, UTC Mall, A-rated schools, Polo, and, close proximity to the beautiful Gulf beaches, this Lakewood Ranch residence offers the epitome of Florida escapism.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $795,200 | $795,200 | $795,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $692 | $692 | $692 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,158 | $5,092 | $6,982 |
Total Monthly Payment | $5,942 | $5,876 | $7,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.