Welcome to 359 Shamrock Road, an updated 3-bedroom, 1. 5-bathroom home located in the heart of St. Augustine. This impeccably maintained property is perfect for first-time homebuyers, small families, or investors looking for a great rental opportunity. Enter into a welcoming living room featuring a beautiful white brick fireplace. Enjoy family meals in the spacious kitchen and dining area and spend Sunday evenings watching football on the oversized, enclosed, heated and cooled Florida room. A fully-fenced yard, hurricane shutters, and insulated garage add to the long list of perks to this home! (Also, the roof was replaced in 2019!) This neighborhood has NO HOA and 2 public boat ramps. A beautiful neighborhood for bike rides, walks or runs with beautiful views of the Intracoastal. Located in a desirable St. Augustine neighborhood, 359 Shamrock Road is just minutes from local schools, shopping centers, dining options, and historic downtown. Enjoy easy access to beautiful beaches, parks, and major highways, making it a perfect spot for both relaxation and adventure. Don't miss out—schedule your private showing today and see all this home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$364,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,200 | $291,200 | $291,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $20 | $20 | $20 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,937 | $1,913 | $2,456 |
Total Monthly Payment | $2,032 | $2,008 | $2,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.